Terms

Terms of use

Susman Insurance Agency, a California-licensed insurance firm (License 0B75129), runs this website. It shares general information on life insurance and offers a tool to fetch carrier quotes based on your answers.

Quotes are informational. Rates presented are quotes from carriers for the class you selected and are for reference only. They are not insurance offers, guaranteed rates, or assurance of approval. Final rates, class, and eligibility are determined by the carrier via their review process; the issued policy and its riders are what controls.

No coverage is active here. Requesting quotes, submitting an application, or sending a message does not activate coverage. Coverage begins only when a carrier issues a policy and you receive and approve it.

Availability. Options, carriers, and pricing differ by state and individual risk and are subject to change. Quotes shown are for California residents.

Information only. Content on this site is general educational information and is not legal, financial, or tax counsel. Consult a qualified professional about any matter that affects you.

Third-party service. The application page brings in a third-party secure application platform with its own terms of service.